Limited Time, Low Down Payment Promotion ($500 down or less) - Ends October 31

Guaranteed Approval or we will pay you $100!

99% Approvals

Low Down Payments

4 Yr Limited Warranty

Buy Here Pay Here OKC
Bad Credit Auto Financing with as low as $500 down

No matter your credit history, we have a plan that fits your needs. From bankruptcy to late payments, we’re here to help.

We welcome all credit types – bad or good. Let’s find your perfect car deal

All Credit Welcome

Quick and easy approval process, even with challenging credit.

Easy Approvals

Buy Here Pay here OKC financing solutions for all bad credit or no credit situations.

Custom Financing

Explore our selection of high-quality vehicles at competitive prices.

Quality Vehicles

Enjoy peace of mind with our 4 Year Limited Warranty on every vehicle.

Warranty Included

Get a great deal on your trade-in. Upgrade your ride with us!

Trade-In Offers

Earn rewards with our referral program. Refer friends and save on your purchase!

Referral Bonuses

Choose from a wide range of cars, trucks, and SUVs to suit your style.

Vast Selection

Improve your credit score with every purchase. We report to credit bureaus.

Credit Rebuilding

Our team is here to assist you every step of the way. Contact us for personalized support

Personalized Support

Find Your Car

Find your perfect Buy Here Pay Here vehicle

Reviews from Verified Customers

A few KEY reviews from our valued customers

Judith Quinn
2 months ago
This is my 4th vehicle that I have got from the Key. Today Jose was my sales man and he did a great job.
Garrison Grantham
2 months ago
Scott was a great salesman! Happy to have gotten my first actual car at Key!
lil misswalker
4 months ago
Frank was amazing he definitely deserves a raise very thankful
lahna vann
2 months ago
Got into a new ride today and Duane made the process so easy! will definitely be spending friends your way! Thanks again for the help today
Josh Slater
2 months ago
Great service helped get us into a vehicle we can afford
Ray Mclinsky
3 months ago
Frank was very helpful through out the whole process and went above and beyond getting me into a car!
Tori Anne Brown
1 months ago
This place has a good selection of cars, sales people willing and wanting to help ya get into your best option. I worked with Duane. Guy was great!
Alma Lopez
5 months ago
Great. Service no stress at all just pick out your car
Derek Cobra
4 months ago
Been without a car for a little while now, after a deer totaled our last one. Jose was very professional and helpful in helping us to find a vehicle and getting back on the road again. Would recommend at least checking out this place for vehicle needs.
Oriana Thomas
1 months ago
I'm so incredibly thankful for Jose and the entire key team. Jose worked all day to make sure I left with a car I was satisfied with and before I got mine he helped my husband a few weeks before and we're both really happy with our new cars, if you're looking for something new go to Jose he'll make it happen

VIP Trade-Out Program

Advantageous Trade-in Policy

VIP Trade -Out Program

Advantageous Trade-In Policy

  • “Trade in after paying 70% of principal balance.”
  • “Reduced interest on new purchase: 9.99% and decreasing.”
  • “Each new vehicle purchase further lowers interest.”

Established & Trusted

30 Years of Trusted Service

Established & Trusted

30 Years of Trusted Service

  • “A+ Better Business Rating.”
  • “Proud of our 4.5 Google rating from 2000+ reviews.”
  • “Three decades of excellence in Buy Here Pay Here OKC car sales.”

Customer Commitment

Dedicated Customer Service

Customer Cummitment

Dedicated Customer Service

  • Committed to learning and improving from feedback.
  • Our goal: More than sales, building lifelong relationships.
  • Enjoy benefits like our 4 Year Warranty and referral rewards.

Build Your Credit with Us

Improve Your Credit Score Easily
We report to two major credit bureaus, helping you rebuild your credit with every car purchase. Start enhancing your financial health today!”

Earn Big with Our Referral Program

Drive a Free Vehicle with Your Referrals!

Start earning now – $200 for your first referral, increasing up to $1,000! The more
you refer, the more you earn. Join our marketing campaign to maximize your rewards.

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Referral program

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Guaranteed Approval at The Key or we will pay you $100!*

*Certain restrictions apply. See page for details.

Full Name*
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Do you have an Oklahoma Drivers License?*