Limited Time, Low Down Payment Promotion ($500 down or less) - Ends November 30

Guaranteed Approval or we will pay you $100!

99% Approvals

Low Down Payments

4 Yr Limited Warranty

Buy Here Pay Here OKC
Bad Credit Auto Financing with as low as $500 down

No matter your credit history, we have a plan that fits your needs. From bankruptcy to late payments, we’re here to help.

We welcome all credit types – bad or good. Let’s find your perfect car deal

All Credit Welcome

Quick and easy approval process, even with challenging credit.

Easy Approvals

Buy Here Pay here OKC financing solutions for all bad credit or no credit situations.

Custom Financing

Explore our selection of high-quality vehicles at competitive prices.

Quality Vehicles

Enjoy peace of mind with our 4 Year Limited Warranty on every vehicle.

Warranty Included

Get a great deal on your trade-in. Upgrade your ride with us!

Trade-In Offers

Earn rewards with our referral program. Refer friends and save on your purchase!

Referral Bonuses

Choose from a wide range of cars, trucks, and SUVs to suit your style.

Vast Selection

Improve your credit score with every purchase. We report to credit bureaus.

Credit Rebuilding

Our team is here to assist you every step of the way. Contact us for personalized support

Personalized Support

Find Your Car

Find your perfect Buy Here Pay Here vehicle

Reviews from Verified Customers

A few KEY reviews from our valued customers

T Jones
3 months ago
Thank You Frank!
Patience Grone
4 months ago
Awesome service with Jose got me in my car today!! The manager Mr.Tony 💯! He was so patient and understanding with me. Thank you all for your hospitality such a great staff at The Key. I would recommend this place to anyone who needs a car!!
Justcharliex3
2 months ago
Jose was the best !
Alton Gaither II
4 months ago
Juan was our salesman. He did a phenomenal job in taking care of us. Would recommend to anyone dealing with life situations. Thank you again Mr. Juan Delores.
Gabriel Shaffer
1 months ago
Jose was great and super helpfu in finding me a car that fits my needs, appreciate the help and would recommend shopping here!
Charlotte summers
3 weeks ago
Good service and friendly people Michelle help me get into a nice 🚗
Charles Combs
3 months ago
I was able to get in and out the associate Jose was very kind and helpful
Judith Quinn
3 months ago
This is my 4th vehicle that I have got from the Key. Today Jose was my sales man and he did a great job.
Brenda Harrison
1 months ago
I had a wonderful experience Mike was a wonderful sale person I would definitely let people know where to go if they're looking for a car 🚗 I love my Kia soul.
Kymaria Bowen
3 weeks ago
Scott Staley was amazing he answered any and every question about warranty, insurance and etc! The process was long but indeed worth the wait!

VIP Trade-Out Program

Advantageous Trade-in Policy

VIP Trade -Out Program

Advantageous Trade-In Policy

  • “Trade in after paying 70% of principal balance.”
  • “Reduced interest on new purchase: 9.99% and decreasing.”
  • “Each new vehicle purchase further lowers interest.”

Established & Trusted

30 Years of Trusted Service

Established & Trusted

30 Years of Trusted Service

  • “A+ Better Business Rating.”
  • “Proud of our 4.5 Google rating from 2000+ reviews.”
  • “Three decades of excellence in Buy Here Pay Here OKC car sales.”

Customer Commitment

Dedicated Customer Service

Customer Cummitment

Dedicated Customer Service

  • Committed to learning and improving from feedback.
  • Our goal: More than sales, building lifelong relationships.
  • Enjoy benefits like our 4 Year Warranty and referral rewards.

Build Your Credit with Us

Improve Your Credit Score Easily
We report to two major credit bureaus, helping you rebuild your credit with every car purchase. Start enhancing your financial health today!”

Earn Big with Our Referral Program

Drive a Free Vehicle with Your Referrals!

Start earning now – $200 for your first referral, increasing up to $1,000! The more
you refer, the more you earn. Join our marketing campaign to maximize your rewards.

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Referral program

Name*
Referrer's Name*

Guaranteed Approval at The Key or we will pay you $100!*

*Certain restrictions apply. See page for details.

Full Name*
Email*
Do you have an Oklahoma Drivers License?*